On the other hand, the Balkan man is emotionally attached and committed to his family. He always tries to find a way to help his loved ones who still live in the countries of this region. Tens of billions of dollars are sent each year from “our” people from the more economically developed countries to their close relatives and friends. They have a significant role in reducing the deficit in the economy in almost all Balkan countries through foreign exchange remittance. For example, in Macedonia only, these remittances are approximately 1 billion dollars. All the transactions are carried out through banks or through fast money transfer services. Both of them are quite slow and burdened by large commissions that end up in the bank accounts.